PPI Success

In early December, I got a letter from our bank which is the Royal Bank of Scotland to say that they owe me a few hundred pounds in PPI Claim on a loan that we took almost 20 years ago.

Just this past week, I got another letter from the same bank saying that they owe me more money in another PPI claim. Really?? I couldn’t believe my eyes when I read the letter. Another reminder that God is not only generous but that He knows our every needs!

Rural living is expensive as you have to have your oil tank topped up in addition to paying for electricity. It is for this reason that I think that the Church of England should give Rural Living Allowance to clergy who minister in Rural areas. I know for a fact that the Church of Scotland used to give out Island living allowance for clergy who ministered on Scottish Islands. I don’t know if they still do but I hope they do.

Anyway, we hope to use the PPI claim towards our Winter fuel expense as we need more oil top ups in the Winter months in order to keep warm. Oil is expensive and It doesn’t help that the minimum order for oil is 500 litres!!!!

Royal Bank of Scotland

We have always banked with RBS.

Here in rural England, there is no RBS branch.  In fact, most of the banks on the High Street nearest to us have closed down.  Those of us in rural communities are being asked to use the Post Office to do our banking.  In theory, it is all well and good.   In order to bank in anything, you need a quick deposit envelope, paying in slip etc.  I don’t know where I can get quick deposit envelopes. Cheque books come with just a handful of paying in slips and so I quickly run out of them!!! These Post Offices are half Post Offices and half shops so you don’t get the full service of the “proper” post office!

Last week, I had to sadly break open my piggy bank!  I was very reluctant to bring the cash contents to the Post Office/shop to deposit.  I couldn’t stop wondering if the person behind the counter might be tempted to pocket the contents.  I know we will get a confirmation slip but what if the person absconds with the money? I don’t mind depositing cheques but I have serious doubts about depositing cash! I suppose this is when I have to exercise faith!!!!

PPI

There was an advert in yesterday’s newspaper to remind the public that the last date to submit any PPI claim is 29 August 2019

As usual, I got reminded of my own PPI story….It happened about 7 years ago!

One day,  the Mhinisteir received a letter from RBS.  He said it was just another marketing letter and handed it to me for shredding.

As I took it to the shredder, curiosity got the better of me and I started reading the letter.  It was a very wordy 2 page letter.  When I turned to page two, I read that we were owed over £900 in mis-sold PPI!!!!

I marched back to the Mhinisteir’s study and made him read the letter again.  That’s when the penny dropped for him.

Anyway, God works in mysterious ways because thanks to PPI, we were finally able to go on a holiday after 12 long months without a single break!